Link: Apply now for the no annual fee Bilt Mastercard®
The Bilt Mastercard® (review) is a valuable no annual fee card that I applied for and hold onto. This allows you to pay your rent by credit card and earn rewards, even if your landlord doesn’t ordinarily allow no-fee credit card payments. For us homeowners, you can potentially even pay your HOA this way.
There are many innovative things about Bilt, including that there’s a Bilt Rent Day promotion on the first day of each month. With a new month being right around the corner, Bilt has just unveiled the details of the July 2025 Bilt Rent Day Offer. Unlike the past five months, there’s not a travel partner transfer bonus this time around, and I’d recommend avoiding this offer.
There are a couple of aspects to the Bilt Rent Day promotion, including the ability to earn bonus points (which is the same every month) plus at least one additional promotion.
Note that Bilt Rent Day promotions are generally valid from 12:00AM ET until 11:59PM PT, so technically you have around 27 hours to take advantage of them.
Earn 2-6x Bilt points on Rent Day purchases
Ordinarily the Bilt Mastercard earns 1-3x points per dollar spent, as you earn 3x points on dining, 2x points on travel, and 1x points on all other purchases. On the first day of each month, you earn double those rewards, meaning you earn 6x points on dining, 4x points on travel, and 2x points on all other purchases (except rent, where you earn 1x points).
With this offer, you can earn up to 1,000 bonus points each month. Keep in mind that you need to use your Bilt Mastercard five times each statement period in order to earn these points. It could be worth strategically making some purchases on the first day of each month to maximize this as much as possible.
Get a 25-100% gift card redemption bonus
For the July 2025 Rent Day promotion, Bilt is offering a 25-100% bonus when redeeming points for gift cards at over 125 brands. This promotion is valid exclusively on July 1, 2025. The size of the bonus that you get depends on your Bilt elite status. Specifically:
- Bilt Blue members can receive a 25% bonus
- Bilt Silver members can receive a 50% bonus
- Bilt Gold members can receive a 75% bonus
- Bilt Platinum members can receive a 100% bonus
Let me cut to the chase — Bilt points are valuable, and this isn’t how you should redeem them, in my opinion. For example, a $100 gift card with a retailer typically costs 14,285 points, meaning you get somewhere around 0.7 cents of value per point, under normal circumstances.
Even if you had Platinum status and were eligible for a 100% bonus, you’d be looking at a redemption value of 1.4 cents per point, which is hardly much to get excited about. And that’s best case scenario, and assumes you have top tier status with Bilt. So I wouldn’t recommend taking advantage of this promotion, personally.
Bottom line
On the first day of each month, those with the Bilt Mastercard can take advantage of the monthly Rent Day promotion. In addition to earning up to double points for purchases, for July 2025, there’s the opportunity to take advantage of a 25-100% gift card redemption bonus.
Since Bilt points can typically only be redeemed for 0.7 cents each toward gift cards, that means best case scenario, you can get 1.4 cents of value per Bilt point. Given all the amazing ways to redeem Bilt points, that definitely isn’t how I’d recommend using them, personally.
Are you taking advantage of the Bilt Rent Day promotion for July 2025?
