Link: Apply now for the Chase Sapphire Reserve® Card
The Chase Sapphire Reserve® Card has just undergone a full refresh. The card’s annual fee has increased to $795, but the card is also getting a slew of new benefits. Among other things, the card is introducing a new $300 annual dining credit. In this post, I want to take a closer look at how that works, as there’s a bit of nuance to using it.
What is the Chase Sapphire Reserve $300 dining credit?
With its refresh, the Chase Sapphire Reserve offers up to $300 in dining credits annually. Note that this benefit applies effective immediately for new cardmembers (as of June 23, 2025), and as of October 26, 2025, for existing cardmembers. So, how does this benefit work, exactly?
- The card offers an up to $150 statement credit semi-annually, once in January through June, and once in July through December
- The credit can be used across one or multiple purchases, until the $150 limit is reached
- The credit automatically posts for dining purchases at select restaurants, up to the maximum, with no registration required
- To qualify, the eligible card must be used for the dining purchase, though it doesn’t matter how you booked your reservation
- Certain types of purchases may not be identifiable and will not qualify, like delivery and takeout, merchandise and gift cards, purchases made through digital wallets, etc.
- It can take six to eight weeks for statement credits to appear on billing statements
At which restaurants does the dining credit work?
Many people have been wondering at which restaurants the Chase Sapphire Reserve $300 dining credit can be used. This can be a bit confusing, because if you go to this link, you’ll see the Sapphire Reserve Exclusive Tables portal, which can be accessed by entering your card number.
That shows a lot of restaurants at which members can get priority reservations. However, that’s different than the list of restaurants at which the credit can be used. Here’s the full list of restaurants eligible for the Chase Sapphire Reserve $300 dining credit, organized by city (of course this can change over time):
- In Atlanta, restaurants include Canoe, Little Sparrow, Mujo, Ray’s On The River, The Alden, The Garden Room, The Optimist, and Yebo Beach Haus
- In Austin, restaurants include Clark’s Oyster Bar, Comedor, dipdipdip Tatsu-ya, Emmer & Rye, Este, Hestia, Kemuri Tatsu-ya, La Condesa, OKO, Perla’s Seafood and Oyster Bar, Red Ash Italia, and Suerte
- In Boston, restaurants include Bistro du Midi, Celeste, Grill 23 & Bar, La Royal, Mahaniyom, The Banks Seafood and Steak, Toro, and Uni
- In Charleston, restaurants include Ma’am Saab, Oak Steakhouse, Southbound, and Tempest
- In Chicago, restaurants include Akahoshi Ramen, Alla Vita, Anelya, Asador Bastian, avec River North, avec West Loop, Boka, Brasero, Bronzeville Winery, Cariño, Chicago Cut Steakhouse, Daisies, Fioretta, Hawksmoor Chicago, Khmai, Kumiko, Mariscos San Pedro, Mirra, Momotaro, Moody Tongue, Mott St, PERILLA steakhouse, ROOP Chicago, Sepia, Thattu, The Publican, and Valhalla
- In Dallas, restaurants include El Carlos Elegante, José, Mister Charles, Nick & Sam’s Steakhouse, Sister Restaurant, Tei-An, and Town Hearth
- In Denver, restaurants include A5 Steakhouse, Alma Fonda Fina, Ash’Kara, BRUTØ, Cozobi Fonda Fina, Frasca Food and Wine, Kumoya, Restaurant Olivia, Rioja, Sunday Vinyl, and Tavernetta
- In Detroit, restaurants include Baobab Fare, Bar Pigalle, BARDA, and Oak & Reel
- In Hawaii, restaurants include Hau Tree, Kaimuki Shokudo, Lineage Maui, MW Restaurant, Nami Kaze, Senia, and The Pig and The Lady
- In Houston, restaurants include Agnes and Sherman, BCN Taste & Tradition, Brasserie 19, ChopnBlok, Kiran’s, Lees Den, March, Maximo, Októ, Rosie Cannonball, Street To Kitchen, and Turner’s Cut
- In Las Vegas, restaurants include Esther’s Kitchen, Harlo Steakhouse & Bar, Hell’s Kitchen – Caesars Palace Las Vegas, La Strega, Momofuku, Nobu – Caesars Palace Las Vegas, Top of the World Restaurant – The STRAT Hotel, and Vanderpump à Paris
- In Los Angeles, restaurants include Amiga Amore, Camélia, chi SPACCA, Delilah, DiDi, Dunsmoor, Gjelina, Gjusta, Gwen, Harriet’s, Loreto, Majordomo, Mélisse, Meteora, Pasjoli, Petit Trois Le Valley, Ronan, Somni, Steak 48, Stella, Super Peach, The Nice Guy, Vespertine, and Xuntos
- In Miami, restaurants include Ariete, Blue Collar, Delilah, Doya, EntreNos, Eva, Ghee – Downtown Dadeland, Krus Kitchen, L’Atelier de Joël Robuchon, Los Felix, Luca Osteria, Nami Nori Design District, Phuc Yea, Stubborn Seed, The Den, and Zitz Sum
- In Milwaukee, restaurants include Bavette La Boucherie, DanDan, and EsterEv
- In Minneapolis, restaurants include Baldamar, Manny’s Steakhouse, and P.S. Steak
- In Nashville, restaurants include Bad Idea, Bastion, Choy, Harriet’s, Henrietta Red, International Market, Locust, Pelato, and Yolan
- In New Orleans, restaurants include Brennan’s, GW Fins, Jewel of the South, La Petite Grocery, Muriel’s Jackson Square, Restaurant August, San Lorenzo at Hotel Saint Vincent, Shaya, Tableau, and The Bower
- In New York, restaurants include Altro Paradiso, Aska, Bar Kabawa, Bar Miller, Brass, Casa Mono, Chez Fifi, Demo, Di An Di, Estela, Falansai, Gjelina – New York, Hawksmoor, IRIS, Kabawa, Koloman, l’abeille, Le B., Lodi, Momofuku Noodle Bar Downtown, Momofuku Noodle Bar Uptown, Moody Tongue Sushi, Noz Market, Odo, Phoenix Palace, Pig and Khao, Potluck Club, Roscioli, Sappe, Scarr’s Pizza, Strange Delight, Sushi Ichimura, Sushi Noz, The Golden Swan, and The North Fork Table & Inn
- In Philadelphia, restaurants include a.kitchen, High Street, Honeysuckle Provisions, Jean-Georges, Mawn, Ogawa Sushi & Kappo Omakase, SkyHigh, Tabachoy, Vernick Fish, and Vetri Cucina
- In Phoenix, restaurants include Chilte, Christopher’s at Wrigley Mansion, Course, Fat Ox, Geordie’s at Wrigley Mansion, Latha, the larder and the delta, The Mission – Old Town Scottsdale, and Lom Wong
- In Portland, restaurants include Arden, Canard – Burnside, De Noche, Dolly Olive, Han Oak, Hayward, Jeju, L’Orange, Nodoguro, Oma’s Hideaway, and Shalom Y’all
- In San Antonio, restaurants include Clementine
- In San Diego, restaurants include Animae, Casa Gabriela, C-Level, Coasterra, Herb & Sea, Herb & Wood, Ironside Fish & Oyster, Island Prime, Jeune et Jolie, Juniper and Ivy, Kettner Exchange, KINDRED, Marisi, Paradisaea, Solare Ristorante Lounge, The Marine Room, The Whaling Bar, and Vintana Wine & Dine
- In San Francisco, restaurants include Angler, Aziza, Bodega SF, Burdell, Che Fico, Ciccino, Gary Danko, Little Shucker, Niku Steakhouse, Nisei, O’ by Claude Le Tohic, Popoca, Saison, Saison Cellar & Wine Bar, Selby’s, SingleThread Farms, and The Progress
- In Seattle, restaurants include Atoma, Cafe Juanita, Lark, Takai by Kashiba, Tomo, and Westward
- In Washington D.C., restaurants include Amazonia, Bresca, Causa, Dauphine’s, El Taller del Xiquet, Service Bar, The Duck and the Peach, Thip Khao, and Xiquet by Danny Lledó
If you want to see the list for yourself, follow this link, click on the “dining” tab, and then scroll down to where you see “Sapphire Reserve Exclusive Tables” hyperlinked. You’ll see the list if you click there.
How useful is this Chase Sapphire Reserve dining credit?
Nowadays premium cards largely have high annual fees, and it’s possible to get outsized value, but it can take some effort. With that in mind, the Chase Sapphire Reserve dining credit is probably going to be pretty polarizing. As is often the case, the perks of this card favor those who live in major cities.
For me, this new dining credit is basically good as cash. I live in Miami, and there are several restaurants on the list that I frequent. For example, I go to Doya at least once a month. So I’ll easily get $300 of value out of that per year. Awesome, because for me, that more than offsets the annual fee increase.
That being said, of course others will feel differently. If you wouldn’t otherwise visit the restaurants on the list, then the credit suddenly becomes a lot less valuable. So everyone will have to do the math for themselves, but I figure it’s useful to at least know which restaurants are on the list.
Bottom line
The Chase Sapphire Reserve has a new $300 annual dining credit, with a credit of up to $150 every six months. This is available at a limited number of restaurants in major cities. If you’d otherwise frequent these restaurants, then this is awesome, and basically good as cash. Meanwhile if you don’t live in a major city and/or wouldn’t frequent these restaurants, it’s a different story.
While I wish the list of eligible restaurants were bigger, personally I’m a happy camper, since some restaurants that I frequent are on the list.
What do you make of the Chase Sapphire Reserve $300 dining credit?
