This covers our best money-saving tips for buying discount Disney gift cards via Target, Kroger, BJ’s Wholesale Club, Costco, Sam’s Club, Meijer, Best Buy and beyond. Some deals offer big savings for your Walt Disney World vacation, while others are smaller but easier. (Updated June 7, 2025.)
Since we are pretty big on stretching our vacation dollar with all sorts of travel hacks, we thought we’d share some of the best methods for scoring discounted Disney gift cards. Some of this might sound complicated and intimidating, but it’s really easy once you get the hang of it, and the upside is so tremendous that it makes the effort of learning well worth it. With all of these gift card deals, we’d recommend trying to stack savings via credit card purchase portals or cashback sites. Chase, PayPal, American Express, etc. all offer bonus savings from time to time.
As good deals come and go, we update this post with the best options for saving money on Disney gift cards. Some of them are convoluted and have limited applicability. Others are open to everyone but have stricter purchase limits. Regardless, this is one of the easiest way to save money on Walt Disney World vacations–and one of the few that is “stackable” with other discounts.
June 7, 2025 Update: Summer deal season is heating up. There’s already an aggressive ticket discount at Costco and Sam’s Club just wrapped up a great 10% off sale on Disney gift cards, and now we have another entry into the deal lineup.
During this limited-time offer, you can purchase a $500 Disney Gift Card for $474.49 or $100 Disney Gift Card for $94.99 at BJ’s Wholesale Club. This is a physical gift card that’ll be delivered within 3-5 business days. The normal price is $480, so this isn’t that great of a deal. In fact, ~5% off is pretty much the standard pre-sale discount on Disney gift cards at Sam’s Club and Costco.
There are a couple of reasons that we felt this warranted mentioning. The first is the practical reality that very few people probably have memberships to Sam’s Club, Costco, and BJ’s (we certainly don’t!). It’s usually one or the other. So if BJ’s is the one you have, this is it.
Second, because BJ’s has indicated that the limit for this deal is 99 gift cards, which is far more than the normal 2-4 permitted under other sales. So if you’re looking to stock up and pay for the entirety of a Walt Disney World or Disneyland vacation via gift card, this is a great option.
Finally, BJ’s Wholesale Club accepts Paypal and offers a variety of different coupons, some of which are stackable. We are not BJ’s members, but we’ve had some readers inform us in the past that these deal sweeteners can push the discount much higher than 5% off–sometimes over 10% off for those who have credit cards with Paypal payment bonuses.
Anyway, just wanted to give a heads up to BJ’s members as it’s something potentially worth checking out, especially if you can make this good deal a great one with those bonuses. (Please report back any success with this in the comments!)
With a consumer spending slowdown, we’re expecting to see more gift card deals this summer. Usually, the best sales start in November and December around the holiday shopping season, but hopefully we won’t have to wait that long this year. We’ll update this as more become available, so subscribe to our free email newsletter for a heads up when more Disney gift card deals go live.
With that said, here are the various options for saving money on Disney gift cards. Note that these are not always available–they come and go. If you click a link and full price gift cards come up, you’re not missing anything–the deal isn’t being offered!
Sam’s Club
Sam’s Club sometimes runs sales allowing members to purchase $200 Disney gift cards for $180–or 10% off–to be delivered electronically. This deal is online only and while supplies last; prices may vary in club.
Note that this is an eGift card, and it will be emailed within 48 hours of purchase. It also also supposed to be limited to 4 per membership, but in the past that has not always been enforced. Readers have reported subsequent orders not only going through but also being fulfilled–effectively making this 10% off an unlimited number of gift cards, which is huge.
We saw someone say they bought over $3,000 of gift cards without issues during this deal last year! But just because it has worked before now doesn’t mean it will now, or even in a few hours or days. These limits seem to be very glitchy and success varies almost by luck. So expect to be able to purchase 4 discount Disney gift cards–anything beyond that is unexpected icing on the cake!
It’s also worth noting that Sam’s Club is available via various credit card and online cashback portals. Almost all of those explicitly exclude gift card purchases from receiving cash back, but it still doesn’t hurt to try. Might get through and end up saving even more money.
Kroger Fuel Points
For those of you near Kroger grocery stores, this is one of the better “everyday” ways to save on Disney gift cards (well, technically, you’re saving money on gas, but it’s because of the gift cards). Normally, every dollar you spend at Kroger earns 1 fuel point, or 2 fuel points on gift card purchases. However, Kroger offers 4X fuel points from time to time (we expect this to return during in late 2025), which really sweetens the deal.
For every 100 fuel points you redeem, you save $0.10 off every gallon of gas (up to $1/gallon off) you purchase on a single fuel purchase. The precise value of this deal varies based upon how large of a gas tank you’re filling (and how empty your tank), so obviously those with trucks and larger vehicles are going to do better here.
Let’s say your gas tank has 25 gallons of empty space: the normal offer could be worth $25 for every $500 spent (5% savings). With the 4X deal, you’re looking at 10% savings. Stack this with a credit card that earns extra at grocery stores, and this can be one of the best deals out there when the 4X bonus is available.
While we use this for Disney gift cards, like many of the offers here, the same theory can be applied to a variety of other stores, including Target, Lowe’s, Southwest Airlines, GAP, iTunes, and Visa. Note to be mindful that the generic ‘Visa’ gift cards have an activation fee, which more or less kills the deal.
Costco
Costco Wholesale sometimes sells Disney eGift cards for ~10% off. We are hoping that they’ll match the Sam’s Club deal in May 2025, but we don’t see any Disney gift cards currently available. Stay tuned!
When this deal is offered, you need to be an active Costco Member and signed in to your account to purchase at sale price. This is delivered via email, so the recipient’s email address must be supplied in email field on the Shipping Address page.
There’s a limit of 2 Disney gift cards per membership. These can be combined with other gift cards via Disney’s online management tool. We’ve seen scattered reports (with hit or miss results) of some Costco members being able to make two different transactions, each with 2 gift cards in them.
It seems like you’re more likely to be successful if you have a membership with multiple members on it, each having a unique ID. Or if you place one order one day, and another the next. Regardless, don’t be surprised if your second transaction is unsuccessful. (We haven’t heard of anyone managing 3 or more orders. Two is the max.)
Best Buy
Another currently unavailable but frequently repeated discount is Best Buy offering 10% discounts to My Best Buy Plus or Total members. For those who are unfamiliar with it, this is essentially their version of Amazon Prime, offering expedited shipping and access to exclusive sale prices.
It’s also not uncommon to find discount Disney gift cards are sold at Best Buy without the need for a BB+ membership. That’s happened multiple times for Black Friday or Cyber Monday, with the retailer selling $50 Disney gift cards for $45, or a savings of 10% off.
Where this deal gets really sweet is if you have If you have any Chase credit or debit cards (or the Best Buy card), as many of these have targeted offers for 10% cashback at Best Buy. That should be stackable with this offer, making the discount even better.
In terms of fine print, you’re limited to one Disney gift card per transaction and account, although some people have reported success placing 2 separate orders or buying more with different accounts. Others have had their subsequent order(s) cancelled, not that we know from personal experience or anything. Basically, it’s YMMV after the first order.
Target REDCard
The Target REDcard gets you an automatic 5% discount on any purchase at Target, including gift cards. Among other things, Target sells Disney gift cards both online and in-store, making for a simple way to save 5% on your Walt Disney World vacation.
If you don’t have a Target Red Card it might be worth getting one just to take advantage of this deal. Consider this: many Disney fans are Disney Visa cardholders (a fairly crumby credit card, honestly) because of the Disney perks. However, by virtue of this one deal, the Target Red Card is unquestionably a better card from a rewards perspective for Disney fans.
It may not have Mickey Mouse’s picture on the card, but the Target REDcard gives Disney fans (who know how to use it) greater rewards. You can also take advantage of it with the Target Red Debit Card, which can be a good option for those who don’t want a credit card…or another one.
Meijer Mperks
If you live in the Midwest or one of the other regions in the United States with Meijer stores, they often run $5 off $50 promos on gift cards. When available, this is limited to a total of 10 rewards purchases–or $500 in gift cards–per Mperks account. (Meijer routinely runs this offer, usually multiple times per year.)
This means you can purchase a single Disney gift card for $500 and you’ll earn ten rewards of $5 (or $50 total) to use on future purchases. This essentially makes it identical to some of the better warehouse club deals, but without the membership requirement–the only catch here is that not everyone has Meijer stores near them.
BJ’s Wholesale Club
Similar story here as with the other warehouse clubs–Disney eGift cards are discounted from time to time. Unlike Sam’s Club and Costco, these are not usually 10% off–they’re random prices, like $24.49 for a $25 gift card or $95 for $100 or $141 for $150.
Those savings aren’t as good as what you’d find at the other warehouse/wholesale clubs, but there is one important thing to note, which is that BJ’s occasionally loads coupons into accounts and those can be used on gift cards. So if you have one for $10 off $125, suddenly that $150 gift card is potentially more attractive! (Of course, that means not using the coupon on something else, so there is opportunity cost.)
There’s also the reality that most households don’t have memberships to multiple wholesale clubs, and this is better than nothing. Also that limits on gift card deals may mean that you buy the “good enough” savings after maxing out the best deals!
Warehouse Clubs
Even easier than the Kroger Fuel Points is the discounted Disney gift cards Sam’s Club and Costco sometimes sell. These gift cards (or packs of gift cards) aren’t always available, and when they are, the savings are usually 4-6%, but if you’re not too keen on the other methods (or don’t have Kroger near you), it can be a “better than nothing” scenario.
This deal can be sweetened if you have a Chase Freedom credit card, as wholesale clubs are one of the rotating 5X categories (this quarter, in fact). Speaking of credit cards, make sure you have the correct credit card when visiting your warehouse club of choice (Sam’s Club now accepts Visa; Costco stopped accepting AmEx). You don’t want to have to pay in cash, causing you to lose out on that bonus!
Cashback Portals
Another way to sweeten the deal is by combining the gift card churning with cashback shopping portals. There are a variety of these, and the percentages of cashback they offer can vary based upon what promos they’re offering, and the product purchased. I like to use cashbackmonitor.com or evreward.com for a quick “at a glance” comparison of the cashback portals.
I use cashback portals fairly regularly, but this typically does not hold true when it comes to gift card churning. Many retailers exclude gift cards from their cashback offers, and while you can still game the system to get cashback on gift card purchases (although they are technically excluded, the retailers and cashback sites often do not effectively communicate as to the substance of the order), it’s inconsistent.
More importantly (for me, at least), I’ve heard stories of people being blacklisted from certain online retailers as a result of “manipulating” the cashback portals for their gift card purchase rackets. This is another “your mileage may vary” situation, so consider giving it a try for greater savings.
This is another option that can be leveraged in myriad different ways, and with cards that have nothing to do with Disney. If you’re really serious and/or crazy, you could go full circle and apply the principles gleaned here to do manufactured spends. I’m not going to go into further detail on that, as the line between that type of churning and “gift card laundering” is a thin one. Both sides of that “line” are totally legal, the latter might cause some headaches.
With all of these strategies, I’d recommend not doing this too far in advance of your trip; if you’re doing any of this 3 years in advance, you aren’t beating the system at all–you’d be better off making actual investments given typical ROI and the time value of money.
I’d also recommend not tying up more money than you can afford to be stuck in limbo; if you’re paying interest on credit cards to fund this, you’re also losing in the grand scheme of things. Finally, be careful. While all of this is perfectly legal, businesses aren’t exactly “fans” of customers exploiting their policies. If you are cycling a lot of money through any retailer solely in gift card purchases, you might draw some attention to yourself, and risk catching their ire.
With all of that said, good luck leveraging these Disney gift card hacks to save a little more money on your Walt Disney World vacation! With a little work, these strategies can be incredibly valuable and make those exorbitant prices a little more palatable. Once you learn the ropes with using these tactics for Disney, think bigger picture. There are entire blogs and websites devoted to travel hacks, including churning, manufactured spends, etc. Once you get the hang of it, the possibilities are almost endless.
Likewise, if anything sounds confusing, feel free to ask questions–everyone starts from the beginning, and my explanations as someone who has been ‘hacking’ for a while might be insufficient for walking beginners through these processes from start to finish.
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Your Thoughts
Have you tried purchasing “discount” Disney gift cards to cut the cost of your vacation? Any other strategies you’ve used to save for a Walt Disney World trip? Questions about any of the techniques we’ve shared? We love hearing from readers, so please share some of your favorite ways to save, or any other thoughts or questions you have, in the comments!
