Standard Chartered Visa Infinite offering 50,000 miles sign-up bonus

The Standard Chartered Visa Infinite (SCVI) card has been offering a relatively lacklustre 35,000 miles sign-up bonus recently, following a 45,000 miles deal for new cardholders back in 2022, but the bank is back with a fresh new offer for those applying over the next three months.

This time round, there’s a new 50,000 miles deal, for new SCVI credit card applicants who have at least S$2,000 spend to make in the first 60 days of card membership – even if you hold another credit card with the bank already.

50,000 miles sign-up bonus

Between 1st April 2025 and 30th June 2025, those applying for a new Standard Chartered Visa Infinite card as a principal cardholder will earn:

• 25,000 miles upon payment of the S$599.50 annual fee, and
• 25,000 miles with a minimum eligible spend of S$2,000 within the first 60 days of card approval

That’s a total of 50,000 miles, as outlined in the following table.

Cost per mile is based on payment of the (non-waivable) first year annual fee of S$599.50.

Another nice thing about this promotion is that existing Standard Chartered principal cardholders (i.e. those with another of the bank’s credit cards) are also eligible for the bonus promotion.

Regular earn rates are in addition

These bonus miles will be awarded in addition to the regular miles you will accrue anyway to meet the S$2,000 spend as part of the sign-up bonus.

Your total earning (including the sign-up bonus) during this promotion should be at least 52,000 miles, assuming local spend.

SCVI
Total promotion earning

That’s enough for a Business Class saver award redemption from Singapore to Tokyo or Seoul.

You’ll do even better than this by tapping into the card’s overseas 3 mpd earn rate during the first 30 days of card membership.

If you could channel all your S$2,000 spend in FCY to unlock the bonus miles, total earning would be 56,000 miles.

When do the bonus miles credit?

The 25,000 miles bonus for payment of the first year annual fee is credited within 30 days of your card activation date.

The additional 25,000 miles spend bonus will be credited to your card account depending on your card approval month, as shown below.

This is subject to your account being valid and in good standing at the time of crediting, and of course to you meeting the S$2,000 spend criteria.

It means you may be waiting up to four months from card approval for the bonus element, so this isn’t a quick way to accrue those extra miles – if you’re looking to use them for an upcoming redemption.

Spend exclusions

Standard Chartered is excluding transactions which fall under its usual list of excluded spend categories when it comes to qualifying spend for the S$2,000 minimum within 60 days to trigger the bonus miles.

Primary exclusions here include: 

• Charitable donations, religious and political organisations
• Education transactions (colleges, universities and other schools)
• EZ-LINK / Transit Link transactions
• Gambling transactions
• Hospital transactions
• Utilities transactions

Sadly Utilities and Hospitals were the latest additions to Standard Chartered’s exclusion list, since September 2025.

Note that CardUp and ipaymy spend is not excluded, so you can potentially settle large payments like property rental, insurance premiums and education fees to help you along your way to the S$2,000 threshold.

Which FFPs?

Back in March last year, Standard Chartered sadly cut ties with 9 of its 10 loyalty transfer partners for reward points conversions, initially leaving Singapore Airlines KrisFlyer as the only option.

That situation did then improve slightly, with the addition of Cathay Pacific Asia Miles to the list – a long-awaited option for this bank.

As with KrisFlyer conversions, a minimum transfer quantity of 25,000 points (into 10,000 miles) applies, with same-sized transfer blocks thereafter (e.g. 50,000 points into 20,000 miles, etc…).

Standard Chartered 360° Transfer Partners Since 24th March 2024
FFP	Conversion Ratio Points : Miles
	25,000 : 10,000
	25,000 : 10,000

Nonetheless that is quite a restrictive list compared to other banks in Singapore these days, so do make sure you’re happy to be crediting miles to one of these two FFPs before committing to this sign-up bonus.

You can see how Standard Chartered’s transfer partner list compares to other banks in Singapore at our regularly updated guide here.

Terms and conditions

Full terms and conditions for the 50,000 welcome bonus miles promotion are available here.

Our thoughts

The sign-up bonus is actually one of the few things about the SCVI card worth having, with 50,000 miles available for payment of the first year annual fee of S$599.50 you’re effectively buying miles at 1.2 cents each, assuming you have at least S$2,000 to spend in the first 60 days.

This opportunity is only good in the first year, since there is no formal miles bonus on annual renewal with this card.

Standard Chartered usually offers 50,000 Reward Points on renewal (equivalent to 20,000 KrisFlyer miles / Asia Miles), but this is not an attractive proposition at 2.94 cents per mile, so you’d have to value the card’s other benefits (which are minimal) to continue to commit beyond year one.

There isn’t much else to the card

For a S$150k income high annual fee credit card, the SCVI is pretty light on benefits.

Once you’ve received the 50,000 miles sign-up bonus (for a “reasonable” cost), its main advantage is competitive earn rates provided you spend at least S$2,000 per statement cycle:

• Local Spend: 1.4 mpd
• FCY Spend: 3 mpd

In statement months where you don’t hit the S$2,000 spend however, it’s far less attractive:

• Local Spend: 1 mpd
• FCY Spend: 2 mpd

The famous complimentary yacht hire benefit for spending at least S$75,000 on the card in a calendar year was discontinued in 2019, leaving six complimentary Priority Pass visits per year as the only other major benefit.

Income tax payment

If you’re on the fence about buying 50,000 miles for 1.2 cents each, there’s another useful benefit of the SCVI card – generating cheap miles when paying your income tax bill.

That’s because of the card’s 1.9% fee for income tax payments.

The SCVI gives you 1.4 KrisFlyer miles / Asia Miles per S$1 spent locally, assuming you have at least S$2,000 of spend on the card in the same statement month (including the income tax payment), which is a condition of the higher earning rate.

For a S$10,000 tax bill (example to keep the maths easy), the fee will set you back S$190, for 14,000 miles awarded. That means paying 1.36 cents per mile, which is a competitive deal.

Better still, Standard Chartered will pay your income tax Notice of Assessment amount directly into your bank account, for you to then arrange payment to IRAS yourself. You are under no obligation to do this, and can continue with a monthly GIRO payment instead if you prefer.

You can then settle your actual Income Tax bill using this card via ipaymy at a 1.75% fee, equating to a cost per mile of only 1.23 cents, as we outline in our 2025 income tax payment guide here.

Remember that comes having already generated a nice stash of miles at 1.36 cents each from the indirect tax payment facility via Standard Chartered.

Standard Chartered has launched a 50,000 miles sign-up bonus for its SCVI card over the next three months, for a first year annual fee payment of S$599.50, if you have S$2,000 spend to make in the first 60 days.

That’s not a bad deal, equivalent to buying miles at 1.2 cents each, even if you place no value on the card’s other perks like lounge access, but remember KrisFlyer and Asia Miles are the only transfer options from Standard Chartered these days.

You might also consider using the card to purchase miles at 1.36 cents each via your next income tax payment – one of the few remaining noteworthy perks of the SCVI.

The key there is it doesn’t actually compel you to actually pay IRAS this way – you can use it as a one-off miles bump, then a rate of 1.23 cents per mile is available via ipaymy this year, even if you prefer GIRO instalment.

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