Transfer KrisFlyer miles to KrisPay with 35% bonus

Kris+ has launched a limited-time promotion offering KrisFlyer members a 35% bonus when transferring miles from their KrisFlyer account to KrisPay through the Kris+ app until 14th June 2025, enhancing the value of this one-way conversion option for those with expiring miles.

The enhanced transfer rate means every 15 KrisFlyer miles converts to approximately 20 KrisPay miles, improving the redemption value from the standard 0.67 cents per mile to 0.9 cents per mile.

Kris+ 35% bonus miles promotion

Here are the details of the promotion.

• Dates: 1st June 2025 – 14th June 2025
• Bonus: 35% uncapped transfer bonus
• Minimum Transfer: 15 KrisFlyer miles
• Processing: Instant and non-reversible
• Validity: six months from the date of credit

How it works

Transferring KrisFlyer miles to Kris+ is relatively straightforward.

When logged in to your account, just click the ‘Wallet’ icon, then ‘Top-up’.

All conversions are processed instantly but cannot be reversed once completed. KrisPay miles carry a six-month validity period and can be used at over 1,600 partner merchants across Singapore at a rate of 150 KrisPay miles per S$1.

With the 35% bonus in play, obtaining 150 KrisPay miles requires 111 KrisFlyer miles (compared to 150 miles at the standard rate), delivering approximately 0.90 cents value per KrisFlyer mile redeemed.

Full terms and conditions for this offer are available here.

Is it worth it?

While the 35% bonus represents a nice improvement over the year-round KrisFlyer to KrisPay transfer rate, it remains substantially below the value potential of premium award flights, which typically deliver 2+ cents per mile.

However, the enhanced rate does compare more favourably to some other ground-based and ‘cash-out’ redemption options:

• Award flights: 1.9+ cents per mile
• Cash + miles bookings: 0.95 cents per mile
• KrisPay with 35% bonus: ~0.90 cents per mile
• KrisShop purchases: 0.8 cents per mile, often inflated pricing
• Pelago activities: 0.67 cents per mile

Redemption value for KrisFlyer miles

* Or the miles quantity you have expiring in a single calendar month, if greater
Where necessary in this table, a miles redemption value for a Singapore Airlines flight is assumed at 1.9 cents. You may have to adjust the value per mile for some of these options, if your own valuation is different.

This promotion therefore only really makes sense for members with small mile balances approaching expiration or those seeking flexible spending options for everyday purchases in Singapore. The instant processing and wide merchant network do offer some practical utility that other redemption options (e.g. KrisShop / Pelago) may lack.

For members actively earning through Kris+, the platform continues to offer valuable mile accumulation opportunities, including up to 14 mpd at selected restaurants across Singapore through to the end of this month.

Remember to transfer any earned KrisPay miles to your KrisFlyer account within 21 days to maintain their full value (future flight redemptions) and avoid the six-month expiration.

Which card to use

When making purchases through Kris+, the platform retains the merchant category code of the underlying retailer. This allows you to maximise earn rates by using category-specific bonus cards for dining, retail or other purchases.

The following cards will earn at their bonus rates of between 3 mpd and 4 mpd for spend in the specific MCCs listed. You can check the MCC with the merchant in advance of your payment if you are unsure, though some are obvious (like restaurants – 5812).

Card	Earn Rate	Notes / MCCs
UOB Lady’s UOB Lady’s Solitaire	4 mpd	Capped at S$1,000 per month (Lady’s) or S$2,000 per month (Lady’s Solitaire). Subject to your specified quarterly bonus category, including:
		Dining:	MCC 5499 MCC 5812 MCC 5814
		Beauty:	MCC 5977 MCC 7230 MCC 7297 MCC 7298
		Fashion:	MCC 5621 MCC 5651 MCC 5661 MCC 5691 MCC 5699 MCC 5948
HSBC Revolution (see our review)	4 mpd	On mobile wallet payments at specific outlets by MCC, capped at S$1,000 per calendar month.
		MCC 3501 MCC 5045 MCC 5462 MCC 5621 MCC 5651 MCC 5661 MCC 5691 MCC 5699 MCC 5732	MCC 5734 MCC 5812 MCC 5944 MCC 5945 MCC 5947 MCC 5948 MCC 5992 MCC 5999 MCC 7011 MCC 7997
DBS WWMC (see our review)	4 mpd	On on up to S$1,500 of online spend per calendar month, including when paying at a merchant using Apple Pay or Google Pay via the Kris+ app (all MCCs).
OCBC Rewards (see our review)	4 mpd	On shopping transactions in specific MCCs, capped at S$1,110 per calendar month.
		MCC 5309 MCC 5621 MCC 5651 MCC 5655 MCC 5661	MCC 5691 MCC 5699 MCC 5941 MCC 5948
KrisFlyer UOB (see our review)	3 mpd	On all Kris+ spend, with no minimum and no upper cap.

Don’t use your Citi Rewards card to make payment with Apple Pay or Google Pay on Kris+, since online transactions using this card specifically exclude mobile wallet payments and will therefore earn at the basic rate of 0.4 mpd.

For universal earning regardless of the merchant type, focus on the DBS WWMC (4 mpd) and KrisFlyer UOB (3 mpd) cards.

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This 35% KrisPay transfer bonus offers improved value for members seeking flexibility in their mile redemptions, though as always with these ‘cash-out’ options it cannot match the value of well-planned award flights.

Importantly, the 35% bonus miles cannot be transferred back to KrisFlyer and remain permanently locked in the KrisPay ecosystem at 0.67 cents per mile value – so be careful.

This two-week promotion window provides a reasonable option for clearing small balances, or dealing with your expiring miles, but that’s about it – most KrisFlyer members should simply not be considering 0.9 cents per mile unless there are no better options left.

(Cover Photo: Singapore Airlines)